How will we use your data?
We collect your data so that we can:
- provide and maintain RFC Pay Services. We use the collected information
to deliver, maintain and improve RFC Pay Services and verify our Users’
identities.
- protect our Users. We use the collected information to protect our
Website, Platform, Users’s Accounts and archives. We use IP addresses
and cookies to protect against automated abuse such as spam, phishing
and other hacker attacks.
- comply with legal and regulatory requirements. We use the information in
compliance with our legal obligations and government requests. In cases
where it is strictly necessary to fulfill the purpose of public
interest, to pursue our reasonable interests (without causing damage to
the interests of our Users), we may process your personal information
without your consent. We will not disclose or provide any of your
personal information to third parties without a review from our legal
team and/or your prior consent, except for the situations stated in this
Privacy Policy or our Terms of Use.
- communicate with you. We use your personal information like your phone
number or email address to interact with you directly when providing
customer service or to keep you informed on logins, transactions,
account security and other aspects. All direct communications are
properly kept at RFC Pay or the service provider designated by RFC Pay,
to be reviewed for accuracy, to be kept as evidence, or to be used to
perform other statutory or contractual obligations.
- enforce our Terms of Use and other agreements with our Users. It
includes, but not limited to reviewing, investigating, and preventing
any potentially prohibited or illegal activities that may violate the
foregoing provisions, or disclose the relevant information to a third
party in accordance therewith.
- marketing and advertising. We may use your personal information for the
purposes of targeting, modelling, and/or analytics as well as marketing
and advertising.
- establishment, exercise or defense of legal claims, whether in court
proceedings or in an administrative or out-of-court procedure. The legal
basis for this processing is our legitimate interests, namely the
protection and assertion of our legal rights, your legal rights and the
legal rights of others.
- Please do not supply any other person’s personal data to
us, unless we prompt you to do so and/or we have agreed in writing prior
to receiving the data from you. Any information that we receive that is
not identified shall be notified to you and destroyed immediately.
Transfer of your personal data
You understand that we have the right to have all or some of the
collected personal information transferred to or stored in other
countries or regions than your country of nationality, your country of
residence, or the country where the server is, without your specific
consent, under the following circumstances:
- if it is necessary to protect, process, analyze, reasonably use the
personal information;
- if it is necessary to enforce our Terms of Use and other agreements with
our Users;
- if it is necessary for the public interest;
- if it is necessary to establish, exercise or defend the rights of us,
our partners, or other Users;
- other circumstances required by law or government orders.
- We share your data with our partner companies or
contractors to be able to provide you with Services. For example, your
Transactions may be handled by external payment service providers.We may
disclose your data to one or more of those selected payment services
providers via APIs and/or other methods of integration to enable them to
connect your Account with their services. Each such payment services
provider will act as a data controller in relation to the data that we
supply to it and can provide you a copy of its own privacy policy, which
will govern that third party’s use of your personal data. Some of our
Services or activities may be outsourced to third parties which will
process your personal data (e.g. third party organisations that provide
applications/functionality, data processing or IT services to us). We
will share your personal data only to the extent necessary for the
purposes defined in the relevant agreements. We use standard contract
clauses, rely on the European Commission’s adequacy decision about
certain countries, and when applicable, conduct data protection impact
assessment prior to processing which may potentially result in a high
risk to your rights and freedoms. By using our Services you give us your
consent to process your personal data in third countries, including
outside the EEA or the UK. You have the right to obtain copies of the
standard contractual clauses, a summary description of the security
measures we put in place for your personal data processing in third
countries and a list of subcontractors used for your personal data
processing. Please send your request to business@codegotech.com and we
will provide you with this information within one month. You also have
the right to revoke your consent at any time by sending us an email to
business@codegotech.com.
How do we store and protect your data?
We take all necessary precautions to safeguard the privacy of
your personal information. We use technical, contractual, administrative and
physical security steps to protect your personal information. We adopted
security measures such as restricted access, scanning, encryption, firewall
to minimize the risk that your information may be lost, disclosed, misused,
accessed without authorization, disclosed without authorization, or altered.
Please be aware that no data transmission over the Internet or
via email is completely secure and therefore we cannot guarantee the
protection of all personal information in all cases. As such, we request
that you understand the responsibility to independently take safety
precautions to protect your own personal information. You agree that we
shall not be liable for any information leakage and other losses caused by
our gross negligence, including but not limited to hacker attack, power
interruption, or unavoidable technical failure, to the maximum extent
permitted by Law.
Also, please remember that materials posted to online forums
such as bulletin boards or chat rooms are public, not secure, and may be
viewed by anyone. Any personal information you post may be collected and
used by anyone and may result in unsolicited messages from other parties.
Marketing
We like to send you information about products and services of
ours that we think you might like. If you have agreed to receive marketing,
you may always opt out at a later date. You have the right at any time to
stop us from contacting you for marketing purposes. If you no longer wish to
be contacted for marketing purposes, please click on the unsubscribe link in
the bottom of the marketing email and submit your request to unsubscribe.
What are your data protection rights?
We would like to make sure you are fully aware of all of your data
protection rights. Every client is entitled to the following:
- The right to access You have the right to request us
for copies of your personal data. We may charge you a reasonable fee for
providing this service.
- The right to rectification You have the right to
request that we correct any information you believe is inaccurate. You
also have the right to request us to complete the information you
believe is incomplete within a reasonable limit.
- The right to erasure You have the right to request that
we erase your personal data, under certain conditions.
- The right to restrict processing You have the right to
request that we restrict the processing of your personal data, under
certain conditions. However, you should understand that such restriction
of the processing may prevent us from providing you with some of RFC Pay
Services.
- The right to object to processing You have the right to
object that we process your personal data, under certain conditions.
However, you should understand that such restriction of the processing
may prevent us from providing you with some of RFC Pay Services.
- The right to data portability You have the right to
request that we transfer the data that we have collected to another
organization, or directly to you, under certain conditions. We may
charge a reasonable fee for providing this service.
If you make a request, we have one month to respond to you. If you would
like to exercise any of these rights, please contact us at our email:
business@codegotech.com.
- Cookies Cookies are text files placed on your computer
to collect standard Internet log information and visitor behavior
information. When you visit our Website or Platform, we may collect
information from you automatically through cookies or similar technology
For further information, visit allaboutcookies.org.
How do we use cookies?
We use cookies in a range of ways to improve your experience on our
Website and Platform, including:
- Keeping you signed in;
- Understanding your habits and preferences when browsing RFC Pay;
- Analyzing our performance and verifying the effectiveness of online
advertising.
- We also use cookies as an element of security measures
to protect access to your Account, including preventing fraudulent use
of login credentials, and to protect our Website and Services generally.
What types of cookies do we use?
We use cookies for the following purposes:
- Authentication we use cookies to identify you when you
visit our website and as you navigate our website;status – we use
cookies to help us to determine if you are logged into our website;
- Personalization we use cookies [to store information
about your preferences and to personalize the website for you;
- Security we use cookies as an element of the security
measures used to protect user accounts, including preventing fraudulent
use of login credentials, and to protect our website and services
generally;
- Analysis we use cookies to help us to analyze the use
and performance of our website and services; and
- cookie consent we use cookies to store your preferences
in relation to the use of cookies more generally.
- Cookies may be either “persistent” cookies or “session”
cookies: a persistent cookie will be stored by a web browser and will
remain valid until its set expiry date, unless you delete it before the
expiry date; a session cookie, on the other hand, will expire at the end
of your navigation session, when the web browser is closed.
How to manage cookies
Most browsers are preset to accept cookies. You can adjust
your browser setting to prevent cookies or to notify you as soon as cookies
are loaded. However, stopping all cookies might mean that you cannot access
or use some features of RFC Pay. Should you have any further questions, or
if you wish to exercise any of your rights under the British Data Protection
Act 2018 (DPA), the General Data Protection Regulation (GDPR) or the
European Union Directive ePrivacy 2009/136/EC (ePR), please contact us at
business@codegotech.com.
Privacy policies of other websites
Our Privacy Policy applies only to our Services. If you visit
other third-party platforms or partner’s websites, apps via the links on RFC
Pay, you should agree with and abide by their separate and independent
privacy policies. We are not responsible for the content or the activities
therein, you should read their privacy policy.
Changes to our Privacy Policy
We keep our Privacy Policy under regular review and place any
updates on this web page. You shall regularly review the Privacy Policy and
pay attention to its revisions. If you do not agree with the revised
content, you shall stop accessing RFC Pay immediately. When an updated
version of the Privacy Policy is released, your continued access to RFC Pay
means that you agree to the updated content and agree to abide by the
updated Privacy Policy.
How to contact us
If you have any questions about our Privacy Policy, the data
we hold on you, or you would like to exercise one of your data protection
rights, please do not hesitate to contact us. Email us at:
business@codegotech.com
How to contact the appropriate authority
Should you wish to report a complaint or if you feel that we
have not addressed your concern in a satisfactory manner, you may contact
your National Data Protection Authority if you are a resident of the EEA, or
the Information Commissioner’s Office in the UK. Residents of other
jurisdictions may contact their national data protection authority.
